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Decision comparison

Bitcoin or Monero versus token payments: practical checkout differences

Compare wallet and network handling without ranking assets.

decision comparison · Reviewed · 1 min read

Compare the same requirement

Read every row against the application you intend to operate, then test the assumption named in the example.

Scroll horizontally to read every column on a small screen.

Checkout handling
CriterionBTCXMRETHUSDTUSDC
Active networkBitcoinMoneroEthereum mainnetEthereum mainnet or TRONEthereum mainnet only
Asset typeNative BTCNative XMRNative ETHToken on the selected chainToken on Ethereum
Wallet checkBTC supportXMR supportETH on EthereumUSDT on the exact displayed chainUSDC on Ethereum; TRON is not offered
FeeWallet/network determinedWallet/network determinedPaid in ETHPaid in the chain’s native assetPaid in ETH
QRAddress onlyAddress onlyAddress onlyAddress onlyAddress only
ExpiryOne hourOne hourOne hourOne hourOne hour

Example choice

If the wallet supports XMR, compare the displayed Monero address and exact amount. For USDT, verify whether the quote says Ethereum or TRON. USDC is offered on Ethereum only; no OffVPS instruction offers USDC on TRON.

Decision

Choose only an active asset/network pair your wallet supports. The QR never selects the chain, token or amount, and a local reference is not payment confirmation.